1Is a Rs 6 lakh salary taxable?
Not in the new regime — it's zero , thanks to the 87A rebate up to Rs 12,00,000. In the old regime a small tax arises before deductions, since the old rebate ends at Rs 5,00,000.
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ArticleA Rs 6 lakh salary is comfortably tax-free in the new regime, while the old regime would tax a little unless you claim deductions. Here's the breakdown. Figures assume salary is your only income; your actual tax depends on your full situation.
Reviewed by CA Harika Chebolu, FCA · Last updated 2026-06-13
Quick answer
A Rs 6 lakh salary is zero tax in the new regime; the old regime taxes a small amount without deductions. Here's the comparison.
Under the new regime, the 87A rebate makes tax nil up to Rs 12,00,000 of total income, so a Rs 6 lakh salary is well within the tax-free band. With the Rs 75,000 standard deduction, the tax is zero.
In the old regime, a Rs 6 lakh salary (after the Rs 50,000 standard deduction) leaves Rs 5,50,000 taxable — just above the Rs 5,00,000 old-regime rebate ceiling — so a modest tax arises before deductions. A little 80C usually wipes it out, but it isn't automatic like the new regime.
Because the new regime gives zero with nothing to invest, it's the simpler choice at Rs 6 lakh. The old regime only makes sense if you'd already claim deductions like 80C, HRA or a home loan for other reasons.
The zero result assumes salary is your only income. Interest or a side income stacks on top; in the new regime you have a wide buffer up to Rs 12,00,000 before any tax begins.
To keep the zero liability in hand through the year, tell payroll you're on the new regime so unnecessary TDS isn't deducted.
Not in the new regime — it's zero , thanks to the 87A rebate up to Rs 12,00,000. In the old regime a small tax arises before deductions, since the old rebate ends at Rs 5,00,000.
The new regime — it gives zero automatically. The old regime taxes a small amount unless you claim 80C or other deductions, so it's only worth it if you'd claim them anyway.
Choose the new regime — it's automatically tax-free at this level , with no investment needed. Just ensure your employer applies it so TDS isn't over-deducted.
Want zero tax confirmed on your Rs 6 lakh salary? Write to the firm and we'll check your regime and TDS.